Have you been browsing homes online, dreaming of owning your place 🏡 but feeling unready due to insufficient savings for a down payment? 💸 Even if buying a home is a few years away, talking to a mortgage lender now can be incredibly valuable. 📈
While online research helps, a mortgage professional can explain complex jargon 📚, guide you on the best loan options, and inform you about first-time buyer grants and programs. 💼
Besides a down payment, there are various upfront costs like lender fees, title insurance, appraisal fees, and closing costs. A lender can help you budget for these expenses, giving you a clearer financial picture 💰
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